Today on the show I bring on an expert on health insurance and most importantly: The Affordable Care Act.
My guest, Jennifer Fitzgerald, is the CEO of PolicyGenius, by far the best website I have come across in regards to health insurance, life insurance, long term disability insurance, and finding the best policy for you. With the Affordable Care Act deadline rapidly approaching, Jennifer explains what you should know in terms we can all understand and what is your best options BEFORE you enroll.
Don't always go with what looks the cheapest at first glance. Instead, there are things you should be looking for that Jennifer will explain.
Grab the rest of the show notes here: http://moneypeach.com/session23
Have you ever wondered about becoming a driver for Uber or Lyft? Good News! I was able to sit down with one of the most respected gurus in the field of ridesharing, Harry Campbell from therideshareguy.com.
Harry has been featured in the NY Times, Business Insider, Forbes, and just recently was featured in Reddit as the go-to source for everything Uber and Lyft driving. Harry shares how and why he got started, and what you must know before deciding to become a driver in your area. Most importantly, Harry explains how Uber and Lyft is the only platform where you can start making money right away and have the flexibility of working when you want and from anywhere with the press of a button on your mobile app."
http://www.moneypeach.com/session22
The Christmas Walk of Shame is a long, drawn out process.
It involves you overspending to the point where you are still paying off your last Christmas splurge in August the next year.
Instead of becoming another rat in the wheel for banks and retailers, I go over the 7 things you should be doing so Christmas doesn't follow your walk of shame for the next 9 months.
Full episode notes and resources can be found at http://moneypeach.com/session21
Money comes from work. This week I interview Brooklyn, a teenpreneur who decided to start her own business at age 14.
She shares her why, her how, and what it takes to balance going to school full time, running her business, and being a teenager.
Yes, you can take your idea, take action, and generate income - just ask Brooklyn.
More people will shop online for Christmas this year than ever before.
Before you shop, you must know these 7 online shopping hacks to add more money back into your wallet and less money into the online shopping cart.
Bonus: My favorite Christmas song and a tiny rant at the end! http://moneypeach.com/session19
The problem isn't the overdraft fees, the problem is you and I. Today I share a sneaky little trick the banks are using to hit you hard when you overdraft.
I also show you how to avoid these fees and then finish up with a rant that you'll be sure to enjoy!
Stop living paycheck-to-paycheck. Take back control of your money like so many of my students have by visiting https://www.awesomemoneycourse.com
Monthly healthcare premiums inside the Affordable Care Act will increase 20% - 176% on average depending on where you live.
The good news: You have a much better option with health share plans.
In this episode, I interview an expert from a health sharing ministry to explain how they work, how you can save, and what you can do to open the doors to incredible savings using health sharing to cover medical expenses.
For more details, visit http://moneypeach.com/session17
Struggling to save money? I have you covered this week with an interview from Mike Lenz who is the founder of the App TIP YOURSELF.
Mike says, "You tip everyone else but why not tip yourself?"
Instead coming up short each month with setting aside a little cash, Mike will walk us through the step-by-step process for using this FREE app so you can save money, stay motivated, and reward yourself for things you are already doing.
For links and resources, make sure to stop by the show notes (and say HI while you're at it): http://www.moneypeach.com/session16
Open enrollment for health insurance started this week for just about everyone.
Therefore, this week's episode breaks down health insurance and explains how you can (and should) start using tax-free dollars for medical expenses using a Health Savings Account.
Instead of letting the government explain it to you, let me break it down into everyday terms that we can all understand!
Grab the entire show notes here: http://www.moneypeach.com/session15
Caleb started selling gumballs from a machine at age 4. Now age 10, Caleb earns about $100 a month from his machines.
Caleb and his father created a kids book they hope will teach others about ASSETS, SAVINGS, INVESTING, and CHARITY - things we all wish we had learned at an earlier age (am I right?)
Learn more and grab the rest of the show notes at: http://www.moneypeach.com/session14
To help fund this book launch campaign, visit http://calebsgumballmachine.com
This week on the Money Peach Podcast, I am interviewing Holly and Greg Johnson from the award winning blog ClubThifty.com.
Holly and Greg started their blog in 2012 with their motto: "Stop Spending. Start Living". When they started their blog, they were both working the corporate America 9-5 when they began to realize....they could actually make a full-time living from their blog!
Over the past four years, Holly and Greg have turned their little hobby into a business that generates over $20k every month while working part time and working from anywhere in the world.
However, the reason I brought them on the show was to share with you one of the clever ways they were able to make money right away and even grow their own brand - freelance writing.
In this week's episode, Holly and Greg will share with you how anyone who is passionate about writing, can start earning money by writing for blogs all over the world and from wherever you can bring your laptop and connect to the internet.
BONUS: They are throwing in a little bonus only for Money Peach listeners at the very end of the show :)
Code: PEACH10
Links mentioned in the show:
http://www.moneypeach.com/session13
http://www.moneypeach.com/earnmorewriting
In this week's episode of the Money Peach Podcast, you and I are going to look deep into the opportunity cost.
Popular culture and society tells us that procrastination is okay and we accept it. We will lose weight later, we will exercise more later, we will pencil in a date night later, and we will pay attention to our money later.
Here's the problem: money is less forgiving.
During this episode, I am going to shock you when you see how making tiny adjustments in our daily lives with money will have enormous results on your life, money, and your future.
The term a little goes a long way is not cliche today; it's reality.
http://www.moneypeach.com/session12
Where did you learn how to manage money? The old saying: "More is caught than taught" is how most of us learn about money.
We unknowingly picked up many of the bad money habits our parents struggled through when we were younger, and surprise, surprise; now we are making the same mistakes they once were (or still are).
This doesn't have to be the case for the next generation - our kids. What can you be showing your 4 year old AND your 16 year old about money?
In this week's episode, I am going to walk you step by step with the best possible ways to teach your kids about money at every single age.
It's never too late to start, but the sooner the better!
You don't want boomerang kids (the ones that move back in when they're 30) and you may need a little help from some financially stable adults in 20-30 years!
http://moneypeach.com/session11
Housing is the BIGGEST expense most of us will ever have to deal with, and yet it's kind of a big mystery. Why do we choose a 30 year mortgage and what are the better options? If I go to a 15-year mortgage, what happens to my payment? What happens if I can add just a little bit each month to my mortgage and what does that look like over time?
The reason why we ask these questions is simple: we were never taught how. Instead we sign our lives away without a clue of what is really going on and what other options are available. If that's not enough, we are then thrown into the bank's wonderful plan of making payments and interest for the majority of our lives and wondering why we can't seem to get ahead.
No thanks.
In this week's episode of Money Peach TV, we are going to break down the 30 year mortgage vs the 15 year mortgage, and some other jaw-dropping facts about what you can and should be doing to becoming ultra fit by paying off your mortgage early!
http://moneypeach.com/session10
Can you really retire a millionaire? In this week's episode, I am going to share with you how even someone with just an average income can retire wealthy.
You don't need a PhD in finance to accomplish this either. You just simply need to START, and you need as much time on your side as possible.
Beyond simply the wealth building, I am going to share with you how much you can invest, where to invest, and in what order I recommend investing for retirement.
When you start to understand exactly what is possible when you simply start investing 15% of YOUR income over your working career, you will see why it's so important to get started now. You can always earn more money, but not more time.
http://moneypeach.com/session9
The greatest separator of wealth in today’s society is the car payment.
In this week’s episode, I am going to show you how much your car is really costing you.
It’s much more than just your car payment, and it’s the same information the auto finance companies don’t want you to know about.
In addition, I am going to share with you the step-by-step method to getting out from your upside-down car and provide you with a cheat sheet to get you started.
Car Payments Suck: http://moneypeach.com/session8
Do you ever feel like you are paying off your debt with the little bit here or a little bit there mentality?
Most people are a mile wide and inch deep when paying off debt, however I am going to show you how be an inch wide and a mile deep and laser focused with your debt payoff plan.
In this week’s episode, I am going to share with you the proven formula we used to pay off our $52k in 7 months and the exceptions to every rule when paying off your debt the right way.
Debt Snowball vs Debt Avalanche: http://moneypeach.com/debt-snowball-vs-debt-avalanche
Studies have shown everyone will experience a devastating financial hardship in any given 10 year period.
Now that we know this is a fact, let’s be proactive for it and prepare for it. The worst time to go further into debt is when you are experiencing a financial disaster.
Instead of swiping the credit card or taking out a line of credit when your next emergency hits, what can you do to better prepare yourself?
By the end of this lesson, you will understand how much you need, when do you need it, and where should be parking that emergency fund.
The 5 Steps to Building Your Emergency Fund: http://moneypeach.com/session6
There are four main reasons for saving money, and one of the most popular reasons for saving is to buy “stuff”.
In this week’s episode, I am going to show you the world of sinking funds. Sinking funds are the only way I recommend saving for your next big vacation, birthdays, holidays, a new car, or anything you can think of.
I will show you the step-by-step system for setting up your sinking funds and how to integrate these sinking funds into your monthly budget.
Save More with Sinking Funds: http://moneypeach.com/how-to-save-more-money-with-sinking-funds
Debit cards have become the read-headed step-child in your wallet.
There is an absolute myth out there surrounding the safety of your debit card, and whether or not you are protected when purchasing online, when traveling, or anywhere for that matter.
In this week’s episode, I will disprove these nasty rumors and share with you exactly what you should be doing when using your debit card.
Bonus: I will answer questions you have about the new microchip debit cards.
Show Notes and a Free Budget Download: http://moneypeach.com/session4
The term cash is king isn’t just a cliche, but rather an absolute truth.
In this week’s episode, I share with you the power of cash from both sides: Saving Money and Purchasing Power.
All of my students who have been through my program, know and understand the three areas of your life where you should have a cash-only mindset.
Now, I am going to share my strategies for using cash and how we ended up saving $27,000 in just over 4 years by using cash.
The Show Notes and Free Budget: http://moneypeach.com/session3
What gets measured gets managed.
Let me ask you this: Would you ever take a road trip across the country without a fuel gauge? Then why do we do this throughout life by refusing to live on a monthly budget?
In this week’s episode, I am going to break down why you need to start a budget, the steps necessary, and then I’ll give you the exact same budgeting forms we used which allowed us to pay off our debt and live life on our terms.
The number one thing you must be doing if you want to have true financial freedom is learning how to measure and manage the money. AKA: The Budget.
Show Notes and Starting a Budget: http://moneypeach.com/session2
That moment when you realize you are officially out of money.
We coasted through life until one day we found ourselves maxed out, overdrawn, and completely broke. As painful as it was to feel ashamed, embarrassed, and utterly hopeless…pain is also a great motivator!
Listen to what we changed right away, what we learned along the way, and how we went from broke and living paycheck to paycheck, to then paying off $52k in only 7 months.
Show Notes and Links found here: http://moneypeach.com/session1