On the show today I have Bernadette Logue - an expert when it comes to mindset and money.
I’ll admit — I am great when it comes to showing you how to create a budget, save more money and get out of debt.
However, where I often miss is when it comes to your mindset and money.
What I have learned over the years of coaching people with their finances is that a change won’t happen until you are willing to make the change. Once you make the decision to commit to improving your life and money, I can then show you the tactics to help you accomplish your goals.
But what causes us to make those changes and how do we get there?
And this is where Bernadette comes in to help answer these questions.
We also discuss.
Mentioned in this episode
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Are you currently living on a plan for your life and money...AKA a budget?
The #1 habit of the most highly successful people is they are proactive. They don't wait for life and money to happen to them, they happen to their life and money.
If you haven't started yet, now is the best time to start living on a simple budget. It's time to be proactive.
Grab Free Budget Templates Here
**
Thanks so much for listening to the show and if you feel the content of this podcast was helpful, please subscribe and leave a review!
**
Today's show was brought to you by OneAZ Credit Union — my very own credit union I have been proud a member of since 2011.
If you live in Arizona and are looking for a large credit union with a local, customer-focused feel for your personal or business banking needs, look no further than OneAZ Credit Union.
All the show notes, links and anything I mentioned can be found at https://www.moneypeach.com/session153
I had Brian Winch on the show way back in 2017 to share how he makes a full-time income picking up litter in parking lots.
Yes, you read that right - picking up litter in parking lots.
I decided to reach back out to have Brian back on the show to follow up and ask him how the business is doing and how others are doing after having him on the podcast a 3 years ago.
"Peach, this is literally a $30k -$50k per year side hustle and others I have helped get started are doing extremely well with their side litter-pickup side hustle as well".
$30k to $50k side hustle?
This isn't just a side hustle - this is full-time income. But how does one make this kind of money as a side hustle?
One of the reasons: COVID-19
Brian answers all these questions and more in this week's interview on making extra money.
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Mentioned in this episode
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Are you currently living on a plan for your life and money...AKA a budget?
The #1 habit of the most highly successful people is they are proactive. They don't wait for life and money to happen to them, they happen to their life and money.
If you haven't started yet, now is the best time to start living on a simple budget. It's time to be proactive.
Grab Free Budget Templates Here
**
Thanks so much for listening to the show and if you feel the content of this podcast was helpful, please subscribe and leave a review!
**
Today's show was brought to you by OneAZ Credit Union — my very own credit union I have been proud a member of since 2011.
If you live in Arizona and are looking for a large credit union with a local, customer-focused feel for your personal or business banking needs, look no further than OneAZ Credit Union.
All the show notes, links and anything I mentioned can be found at https://www.moneypeach.com/session152
With only 11 days until the election, many of us are wondering what we should be doing when it comes to our investments?
Should we pull out our money now?
Should we wait until after the election to see what happens?
What if we don't know who the president is on November 3rd?
What about other uncertainties that could have an effect on my investment portfolio?
Inside the episode I am going to break down...
Sure, there will be volatility when there is uncertainty in the markets. But how should we manage this and what have we learned from the past during an election year?
I am going to show you 22 different election cycles and let you make the decision based on the past century when it comes to investing before, during and after an election.
Good news, it doesn't matter as much as you think it does. Often Presidents like to take a little too much credit for how the markets did during their presidency, but as you will see it's not just the President...there are MANY other factors too.
Should you cash out of the stock market?
Why not take advice from some of the greatest investors of all time? Let's see what Warren Buffet, Charlie Munger and Peter Lynch have to say about investing during an election cycle.
Mentioned in this episode
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Are you currently living on a plan for your life and money...AKA a budget?
The #1 habit of the most highly successful people is they are proactive. They don't wait for life and money to happen to them, they happen to their life and money.
If you haven't started yet, now is the best time to start living on a simple budget. It's time to be proactive.
Grab Free Budget Templates Here
**
Thanks so much for listening to the show and if you feel the content of this podcast was helpful, please subscribe and leave a review!
**
Today's show was brought to you by OneAZ Credit Union — my very own credit union I have been proud a member of since 2011.
If you live in Arizona and are looking for a large credit union with a local, customer-focused feel for your personal or business banking needs, look no further than OneAZ Credit Union.
All the show notes, links and anything I mentioned can be found at https://www.moneypeach.com/session151
What is a Health Savings Account (HSA) and is it a good money move for you?
With open enrollment right around the corner, I am going to break down everything Health Savings Account today. Here's what you will hear on the show today:
And most importantly - How do I determine if an HSA is a good plan for me?
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Mentioned in this episode
**
Are you currently living on a plan for your life and money...AKA a budget?
The #1 habit of the most highly successful people is they are proactive. They don't wait for life and money to happen to them, they happen to their life and money.
If you haven't started yet, now is the best time to start living on a simple budget. It's time to be proactive.
Grab Free Budget Templates Here
**
Thanks so much for listening to the show and if you feel the content of this podcast was helpful, please subscribe and leave a review!
**
Today's show was brought to you by OneAZ Credit Union — my very own credit union I have been proud a member of since 2011.
If you live in Arizona and are looking for a large credit union with a local, customer-focused feel for your personal or business banking needs, look no further than OneAZ Credit Union.
All the show notes, links and anything I mentioned can be found at https://www.moneypeach.com/session150
Jordan Goodman is a rockstar. You may have heard of him as America’s Money Answers Man and seen him as a regular CNN, Fox Business and radio segments across the country.
Jordan is referred to as the answers man because of his expertise on all things money, but I wanted him to come on the show for one reason and one reason only: The Equity Optimization Strategy
Jordan walks us through step-by-step how to pay down your 30-year mortgage in as little as 5-7 years using a HELOC.
Now, I am sure you’re waving red flags, and you definitely should be. I was too.
Therefore, I made sure Jordan broke it down step-by-step and I even had to ask him to explain it three different ways so we can all fully understand this strategy.
Here are just a few things we mention inside this episode:
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Mentioned in this episode
**
Are you currently living on a plan for your life and money...AKA a budget?
The #1 habit of the most highly successful people is they are proactive. They don't wait for life and money to happen to them, they happen to their life and money.
If you haven't started yet, now is the best time to start living on a simple budget. It's time to be proactive.
Grab Free Budget Templates Here
**
Thanks so much for listening to the show and if you feel the content of this podcast was helpful, please subscribe and leave a review!
**
Today's show was brought to you by OneAZ Credit Union — my very own credit union I have been proud a member of since 2011.
If you live in Arizona and are looking for a large credit union with a local, customer-focused feel for your personal or business banking needs, look no further than OneAZ Credit Union.
All the show notes, links and anything Jordan and I mentioned can be found at https://www.moneypeach.com/session149
Rob and Melissa are the Flea Market Flippers and they’re on the show to share how they turned their side hustle into full-time income.
Here's what to expect from today's show:
Rob and Melissa also share some of their secrets when getting started with a flipping side hustle, including
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Mentioned in this episode
**
Are you currently living on a plan for your life and money...AKA a budget?
The #1 habit of the most highly successful people is they are proactive. They don't wait for life and money to happen to them, they happen to their life and money.
If you haven't started yet, now is the best time to start living on a simple budget. It's time to be proactive.
Grab Free Budget Templates Here
**
Thanks so much for listening to the show and if you feel the content of this podcast was helpful, please subscribe and leave a review!
**
Today's show was brought to you by OneAZ Credit Union — my very own credit union I have been proud a member of since 2011.
If you live in Arizona and are looking for a large credit union with a local, customer-focused feel for your personal or business banking needs, look no further than OneAZ Credit Union.
All the show notes, links and anything Rob, Melissa and I mentioned can be found at https://www.moneypeach.com/session148
I'll be honest — I almost didn't record this episode.
After talking about it with Andrea (my wife) and praying about it, we decided we were going to share more of our story.
This wasn't easy. Not many people are willing to talk about the REAL life money.
Here goes...this past month we officially passed $1 million net worth.
And there is way more to the story that Andrea and I are sharing on the show today.
No, we do not make $1 million. (Not even close)
No, it did not happen quickly.
No, it wasn't super easy.
No, we are nowhere near perfect when it comes to money.
However, we hit one of our goals. We can officially say we are "millionaires". And it feels really damn good!
But, how did this happen?
Where did we start (Hint: we had a huge negative net worth)?
And how could someone else accomplish this?
We discuss all of this and more on this week's one-of-a-kind show!
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Mentioned in this episode
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Are you currently living on a plan for your life and money...AKA a budget?
The #1 habit of the most highly successful people is they are proactive. They don't wait for life and money to happen to them, they happen to their life and money.
If you haven't started yet, now is the best time to start living on a simple budget. It's time to be proactive.
Grab Free Budget Templates Here
**
Thanks so much for listening to the show and if you feel the content of this podcast was helpful, please subscribe and leave a review!
**
Today's show was brought to you by OneAZ Credit Union — my very own credit union I have been proud a member of since 2011.
If you live in Arizona and are looking for a large credit union with a local, customer-focused feel for your personal or business banking needs, look no further than OneAZ Credit Union.
All the show notes, links and anything Kim and I mentioned can be found at https://www.moneypeach.com/session147
When Mom and Dad are ready to move out of their home and into a senior living community, what is the best way to go about it?
👉 And is there an opportunity for investors?
Phillip, the co-founder of Mom's House explains the process of selling mom or dad's house...
First you have to clean out the house
Then start getting contractor bids to get the house "sell ready"
Painting, repairs, etc.
Real estate agents
Photos
Showings, Offers, More Offers, and the list goes on and on...
❓ What if there were a better way?
❓ What if you didn't need to deal with a realtor?
❓ What if instead of months it was only a few weeks to do all of this?
This is where Phillip and Mom's House comes in.
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Mentioned in this episode
Links mentioned:
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Are you currently living on a plan for your life and money...AKA a budget?
The #1 habit of the most highly successful people is they are proactive. They don't wait for life and money to happen to them, they happen to their life and money.
If you haven't started yet, now is the best time to start living on a simple budget. It's time to be proactive.
Grab Free Budget Templates Here
**
Thanks so much for listening to the show and if you feel the content of this podcast was helpful, please subscribe and leave a review!
**
Today's show was brought to you by OneAZ Credit Union — my very own credit union I have been proud a member of since 2011.
If you live in Arizona and are looking for a large credit union with a local, customer-focused feel for your personal or business banking needs, look no further than OneAZ Credit Union.
All the show notes, links and anything Phillip and I mentioned can be found at https://www.moneypeach.com/session146
Have you heard of the #ChoosFI Movement?
The Retire Early and Choose Financial Independence movement is taking over the personal finance world and for good reason.
It's an amazing community of people looking to earn more, spend less, and build wealth so they can reach financial independence.
Today I am bringing their co-founder Jonathan Mendonsa on the show to talk all about it.
Most interviews I do last between 25 and 30 minutes, but Jonathan was so good during this interview that we just kept going....and you won't be disappointed.
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Mentioned in this episode
Links mentioned:
Jonathan talks about earning $60k or more per year with this certification program: https://www.talentstacker.com/salesforce
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Are you currently living on a plan for your life and money...AKA a budget?
The #1 habit of the most highly successful people is they are proactive. They don't wait for life and money to happen to them, they happen to their life and money.
If you haven't started yet, now is the best time to start living on a simple budget. It's time to be proactive.
Grab Free Budget Templates Here
**
Thanks so much for listening to the show and if you feel the content of this podcast was helpful, please subscribe and leave a review!
**
Today's show was brought to you by OneAZ Credit Union — my very own credit union I have been proud a member of since 2011.
If you live in Arizona and are looking for a large credit union with a local, customer-focused feel for your personal or business banking needs, look no further than OneAZ Credit Union.
All the show notes, links and anything Kim and I mentioned can be found at https://www.moneypeach.com/session145
Have you ever wondered what it would be like to start a franchise?
Whether you are looking to change careers, increase cash flow, or invest as a wealth building strategy — franchises may be the perfect fit.
I'll be honest — I didn't know anything about franchising so I found America's #1 Franchise Expert - Kim Daly.
Kim Daly is a franchise coach and expert with over 18 years helping people find the perfect franchise and showing them how to get started from almost 2 decades of experience.
She's seen the good, bad, and the ugly of franchising and she's sharing when to get started, what to look for in a franchise, and how to find early success.
And some of these franchise opportunities will shock you. I had no idea how successful people are inside franchises I have quite frankly never heard about.
We all know about the franchise opportunities for McDonalds, UPS Stores, Massage Envy and the 7-11s...but what about the little-known franchise jems you've never heard of?
We talk about all of this and more in this week's amazing episode with franchise expert Kim Daly.
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Mentioned in this episode
Kim's website: https://thedalycoach.com/
Videos Kim mentioned:
One Franchisee's Horrible Mistake
One Franchisee's Major Success Story
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Are you currently living on a plan for your life and money...AKA a budget?
The #1 habit of the most highly successful people is they are proactive. They don't wait for life and money to happen to them, they happen to their life and money.
If you haven't started yet, now is the best time to start living on a simple budget. It's time to be proactive.
Grab Free Budget Templates Here
**
Thanks so much for listening to the show and if you feel the content of this podcast was helpful, please subscribe and leave a review!
**
Today's show was brought to you by OneAZ Credit Union — my very own credit union I have been proud a member of since 2011.
If you live in Arizona and are looking for a large credit union with a local, customer-focused feel for your personal or business banking needs, look no further than OneAZ Credit Union.
All the show notes, links and anything Kim and I mentioned can be found at https://www.moneypeach.com/session144
Wow - did someone just say that your 401k is a bad plan?
Yes.
Rebecca Walser comes on the show to share with us why your 401k isn’t just hurting you...it’s actually KILLING your financial plan.
It all started back in 1978 when the famous 401k plan was in a way created by accident. Back in the late 1970s, most employers contributed to a defined benefit plan (AKA a pension) and that cost employers a lot of money.
During this same time, tax rates were much higher than they were today and some very highly compensated executives were looking for loopholes to avoid these high taxes. What they proposed was they could be bonused out in the form of a 401k plan, which allowed them to take their bonus, dump it into a 401k plan to avoid paying the high taxes now, and then grab that bonus money at retirement when taxes were much lower.
However, a few years later businesses started catching on and realized they would save millions upon millions of dollars by getting rid of the pension plan and moving to a 401k plan. Instead of having to fund a pension for years after retirement, they could offer a company match and have the employees contribute the majority to their retirement.
And that’s how the 401k became the retirement standard in today’s world...on accident.
But, it’s not 1978 anymore. Taxes are much different than they were then, the government debt is much higher than it was then, and there is a huge problem facing social security.
How are we going to pay for social security AND how are we going to pay off this massive $23 Trillion of debt?
Is it possible that taxes could go up from their all-time lows of 2017???
Wait a minute….if taxes are at an all-time low and we forecast we may need to raise taxes in the future to pay for the government's financial mess….then does it make sense to save in a 401k today?
Are we avoiding having to pay very low taxes today so we can pay much higher taxes in retirement?
In the interview, Rebecca and I talk about:
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Are you currently living on a plan for your life and money...AKA a budget?
The #1 habit of the most highly successful people is they are proactive. They don't wait for life and money to happen to them, they happen to their life and money.
If you haven't started yet, now is the best time to start living on a simple budget. It's time to be proactive.
Grab Free Budget Templates Here
**
Thanks so much for listening to the show and if you feel the content of this podcast was helpful, please subscribe and leave a review!
**
Today's show was brought to you by OneAZ Credit Union — my very own credit union I have been proud a member of since 2011.
If you live in Arizona and are looking for a large credit union with a local, customer-focused feel for your personal or business banking needs, look no further than OneAZ Credit Union.
All the show notes, links and anything Rebecca and I mentioned can be found at https://www.moneypeach.com/session143
Do you get paid a little differently each month?
Maybe you are an entrepreneur, a real estate agent, in sales, or you you're a self-employed independent contractor.
If this is you, you need to learn how to budget with irregular income.
This week on the show, I am going to walk you through the 6 steps to irregular income budgeting.
This is the same system I have used in my own business when setting up a monthly budget based on fluctuating income.
Step 1: Find Your 90 Day Average Income
Step 2: Determine Your Take-Home Pay Based on Gross Income
Step 3: Open Separate Checking Account (Separate Bank)
Step 4: Choose Your Paydays
Step 5: Enter Monthly Take-Home Pay Into Budget
Step 6: Readjust Every Month Based on Last 90 Days
Once you've listened to all 6 steps, head on over to https://www.moneypeach.com/session142 to get the free budget templates I mention inside the episode.
or you can simply
Grab Free Budget Templates Here
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Thanks so much for listening to the show and if you feel the content of this podcast was helpful, please subscribe and leave a review!
**
Today's show was brought to you by OneAZ Credit Union — my very own credit union I have been proud a member of since 2011.
If you live in Arizona and are looking for a large credit union with a local, customer-focused feel for your personal or business banking needs, look no further than OneAZ Credit Union.
Today I am going to break down the exact same budget our students are currently using to save on average $500 or more each month.
A recent study shows that nearly 80% of Americans are currently living paycheck to paycheck.
This isn't because they aren't making enough or that they're spending too much — it's because what gets measured gets managed.
On the show I will be breaking down the 7 steps below in detail and explain how they work and why each step is so important.
Step 1: Go back 90 days
Step 2: Make categories
Step 3: Enter first two steps into budget
Step 4: Zero out your budget
Step 5: Follow the plan YOU created for YOUR money
Step 6: Make adjustments
Step 7: Rinse and repeat
Once you've listened to all 7 steps, head on over to https://www.moneypeach.com/session141 to get the free budget templates I mention inside the episode.
or you can simply
Grab Free Budget Templates Here
**
Thanks so much for listening to the show and if you feel the content of this podcast was helpful, please subscribe and leave a review!
**
Today's show was brought to you by OneAZ Credit Union — my very own credit union I have been proud a member of since 2011.
If you live in Arizona and are looking for a large credit union with a local, customer-focused feel for your personal or business banking needs, look no further than OneAZ Credit Union.
On Monday, the Senate pushed through the HEALS Act which is expected to be signed into law on August 7th.
What to expect from the HEALS Act:
Stimulus Checks
Unemployment Benefits
School Reopening
Coronavirus Testing
This is only what has been proposed by the Senate on Monday and is expected to pass by August 7th. Talks from both sides of the aisle and President Trump have also mentioned that the package may even offer more than this current proposal.
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This episode of the Money Peach Podcast was brought to you by OneAZ Credit Union - the credit union I have personally been a member with since 2011.
If you live in the state of Arizona and you are looking to get away from the profit-focused big banks - look no further than OneAZ Credit Union.
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All the show notes, links, and anything mentioned in today's show can be found over at https://www.moneypeach.com/session140
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Would you like to SAVE more money and PAY OFF DEBT faster?
Great! Please take my free how-to-budget mini course where I will quickly show you how to create a budget that fits your lifestyle and will also give you all of my templates and budget forms to get started.
Head on over to https://www.moneypeach.com/freebudget
We focus so much about helping our kids with the finances, but what about our parents?
Right now there are close to 50 million Americans who are age 65 and over. This means 1 out of every 7 Americans should at least start having the money talk sooner than later.
But how do you start a money conversation with your parents?
What should you say, and more importantly - what do you NOT say?
What things need to be in place before it's too late?
What are the real-life examples of the shattered families when the money-talk didn't happen?
Author, speaker, and personal finance journalist Cameron Huddleston is my guest on the show to take us through all of these answers and more.
Cameron has lived it. After her mother was diagnosed with early onset dementia, Cameron painstakingly made her way through the financial journey with her own parents. During this time, she learned a lot of what to do and what not to do.
After going through this personal experience, Cameron made her mission to help other adult children navigate the waters of having the money-talk with Mom and Dad.
You can grab a copy of Cameron's book: Mom and Dad, We Need to Talk here.
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All the show notes, links and anything Cameron and I talked about can be found at https://www.moneypeach.com/session139
This week there was a post floating around social media right now (you've probably seen it) about the reality of a Cashless Society.
I am going to break down that post, compare the facts vs fiction and the pros vs cons of a Cashless Society.
Some of the facts surrounding the idea of a cashless society is absurd, a little bit of it actually makes sense, and part of this may even get the hairs on your neck to stand up!
Don't worry, I'm not going to make you wonder where I stand on this topic...I'll explain in the first few minutes.
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Need a better plan for your money? I am asking you to PLEASE take my FREE budget tool called the Cash Flow Formula.
https://www.moneypeach.com/freebudget
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This is the exact same tool I use every single day of my life and I would be completely lost without it. What gets measured gets managed and when you aim at nothing, you will hit it every time.
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All the show notes, links, and anything I mentioned in the episode can be found over at https://www.moneypeach.com/session138
Thanks so much for listening and the best way to show support for the show is SHARE, SHARE, SHARE!
Talaat McNeely from His and Her Money is on the show today to talk about how they paid off their mortgage in 5 years.
Talaat and his wife Tai started His and Her Money back in 2015 and have become known as America's Couple Money Experts. They have an incredible YouTube channel with 144k subscribers and one of their highest viewed video is where they walk into the bank and pay off their mortgage!
From starting with a negative net worth, lies about money inside the marriage, and a pile of debt — the two almost didn't make it.
During our conversation, Talaat explains the steps they took to rebuild the trust inside the marriage and money, how they paid off their $30k in debt, and then how they paid off their mortgage in 5 years...starting out on a single income teacher's salary!
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All the show notes, links and anything we mentioned in the episode can be found over at https://www.moneypeach.com/session137
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Looking for a simple budget for your family to live on? You can have the exact same budget my wife and I have used for the past decade to pay off all of our debt, stay out of debt, and build wealth.
Grab it here for the best price of FREE:
Affluenza is the damage done to our health, our families, our communities, and our environment by the obsessive quest for material gain.
To make this simple: Affluenza is the "we need more stuff to be happy" epidemic.
Since the late 1950s, the happiness inside the United States has steadily decreased. However, incomes have almost doubled, our houses have more than doubled in size, and the quest to gain happiness through "stuff" is at an all time high.
And what about the consequences of Affluenza? How much of our money do we actually save compared to the rest of the world? And what are the other consequences when it comes to this epidemic?
All of this in the show today AND a freebie cheat sheet that I use when deciding on making a big purchase.
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You can grab that free PDF cheat sheet here:
https://www.moneypeach.com/136download
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All the show notes and links mentioned in the episode can be found at:
https://www.moneypeach.com/session136
Benjamin Brandt, host of the Retirement Starts Today Radio Show and Founder/CEO of Capital Wealth Management is coming on the show today to talk about the 5 steps to building wealth inside your 401k.
Believe it or not, $1 million may seem like a lofty goal by today's standards, but will it be enough if you're planning on retiring 20-30 years from now?
Here are the 5 steps we will discuss during the show:
Step 1: Start Saving Today
The money you will be living off of in retirement is not from the money you are setting aside today. It's from the money that your money will be making in the form of compound interest.
Step 2: 10% -15% Invested
Start off by saving 10% - 15% of your income. Then, every time you get a raise, split the raise: half goes to you and the other half goes to your 401k.
Step 3: Always Get the Employer Match
97 percent of employers offer a company match. How much is the match, is it a tiered match, and how do you find this out? Remember, the employer match is truly FREE money for your nest egg.
Step 4: Invest Into the Right Funds
Not everyone will be investing into the same funds. Some of us retire next year and other will retire in 30 years from now. Knowing what to invest in based on the level of risk and time you have left is crucial.
Benjamin gives some great insight on what you should be investing in depending on age vs risk vs reward.
Step 5: Keep Your Hand out of the Cookie Jar
There are three ways you can access money from your 401k, and only one of them is correct.
The correct way: wait until you are in retirement and access your nest egg penalty free.
Wrong way #1: early withdrawal and pay a hefty penalty
Wrong way #2: take a 401k loan
Benjamin breaks down why you want to avoid tapping into your 401k until you are at retirement age and most importantly why this is not a good idea.
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All the show notes and links Benjamin mentioned can be found at https://www.moneypeach.com/session135
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If you would like a plan on how to create a budget, save more money, and pay off debt, I would love to work with you.
I am currently taking applications for my next live coaching program. Head on over to https://www.moneypeach.com/apply to learn more about how you and I can work together and the results you will get.
What if God spoke to you and told you to take a year off from work?
Not in a few months or years from now, but right now?
This is exactly what happened to the founder of Seedtime.com — a Christian personal finance site dedicated to teaching biblical principles about money.
During the interview, Bob shares how he was just coming off another great year in his business when he felt the nudge from God to take a year off.
Timing could not have been worse for Bob when he felt God call him to do this, but he followed what he felt he was commanded to do.
Did everything turn out just like you would expect?
Of course not.
But what Bob and his family gained was far greater than they could have ever imagined.
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Looking for a better way to manage your finances so you can save up and prepare for real estate investing?
I am currently taking applications for the upcoming financial coaching program where you and I will be meeting for 5 weeks over a weekly Zoom call.
In those 5 weeks, you will master a spending plan, you will save $500, and you will start rapidly paying down debt.
Over 100 people just like you have gone through the program and the program is currently at just over a 97% success rate!
You can apply here: https://www.moneypeach.com/apply
I personally review all applications and will be in contact with you soon!
Why would anyone want to invest in real estate?
Maybe it's to diversify their retirement nest egg?
Or maybe they're looking for a passive income stream?
Or maybe they want to build long-term wealth they can pass down to future generations?
Whatever your reasoning is for investing in real estate, the biggest question should be: How do I get started?
I'll be honest - even for someone who has spent years inside the financial world, I still have many questions and I am definitely NOT an expert in real estate by any means.
(In fact, I will share in the episode how I lost a ton of money in real estate in 2019).
Therefore, I am turning to an expert when it comes to long-term real estate investing — Dustin Heiner.
Dustin is the founder of MasterPassiveIncome.com and SuccessfullyUnemployed.co.
During our conversation, Dustin will share the 6 ways he earns passive income in real estate and how to get started.
We discuss everything from choosing the right property, finding the right property manager, what parts of the U.S. Dustin is currently invested, and some red flags you must watch out for.
Dustin also will share with you how he has built up a portfolio of over 30 properties and what he is expecting the future of real estate investing.
Dustin is also giving away a free course for listening to the show and you can find that by heading on over to the show notes here:
https://www.moneypeach.com/session133
***
Looking for a better way to manage your finances so you can save up and prepare for real estate investing?
I am currently taking applications for the upcoming financial coaching program where you and I will be meeting for 5 weeks over a weekly Zoom call.
In those 5 weeks, you will master a spending plan, you will save $500, and you will start rapidly paying down debt.
Over 100 people just like you have gone through the program and the program is currently at just over a 97% success rate!
You can apply here: https://www.moneypeach.com/apply
I personally review all applications and will be in contact with you soon!
Chris explains some really interesting ways to improve our credit that I had never heard of before.
One thing Chris mentions is making sure you pay down the balance on your statement close date and not on the payment due date. This is because the banks report to the credit bureaus on the statement close date — not on your due date.
This means even if you pay off your credit card on-time, you could still be hurting your credit if your balance is above the available credit line threshold.
Also, Chris talks a lot about why you don’t need to pay someone to fix your credit for you and how simple it really is. I was even a little surprised with how simple it is.
And if you’re someone who is just starting out and trying to build your credit, Chris and I both discuss a unique strategy that involves piggybacking onto a tradeline.
***
Looking for a better way to manage your finances?
I am currently taking applications for the upcoming financial coaching program where you and I will be meeting for 5 weeks over a weekly Zoom call.
In those 5 weeks, you will master a spending plan, you will save at least $500, and you will start rapidly paying off debt.
Over 100 people just like you have gone through the program and we are currently at just over a 97% success rate!
You can apply here: https://www.moneypeach.com/apply
I personally review all applications and will be in contact with you soon!
Do you have a ROTH 401(k) option with your employer?
Right now about 50% of employers who offer a 401(k) are now offering a ROTH 401(k) as an alternative option for retirement, and 60% of those who have access to a ROTH 401(k) are using them.
In this episode, I am going to talk about why the ROTH 401(k) is a much better option and explain exactly how the ROTH 401(k) works.
Once you understand the why behind the ROTH 401(k), you'll be making the call to your HR department and start contributing to the ROTH 401(k) in no time at all.
**If your employer does NOT offer a ROTH 401(k) and you still want access to tax-free savings in retirement - you still can.
**For the purpose of this episode, the rules for the 401(k) can also apply to your 401(a), 403(b), 457, or TSP.
**Ready to reach financial freedom? Join me in our next live coaching program, Smart Money Academy. This is a live coaching program where you will learn how to manage every dollar, pay down debt, save more, and truly reach peace with your life and money.
All the show notes and links from the episode can be found out https://www.moneypeach.com/session131
Have you noticed that every successful brand, company, and entrepreneur have one thing in common - they all have a blog?
Blogging has become the #1 way to help a business create loyalty from their customers by creating valuable information their future customers both want and need.
A real estate agent may blog about the housing market, a stylist could blog about DIY tips for your hair, and a personal finance coach may even blog about tips to living on a budget!
The point is, all brands should have a blog and the majority of them do.
This is where you come in...who is going to create their blog content? And more importantly; who are they going to pay to create their blog content?
All show notes and links from this episode can be found at https://www.moneypeach.com/session130 .
And if you would like to ask me a question and possibly get featured on the show, head on over to https://www.moneypeach.com/askpeach
Thanks for much for listening and supporting the Money Peach Podcast!
How much money can you really make as a virtual assistant?
Lately as we enter week 5 of quarantine, I have had many people ask me how they can start to generate income from home. One of my favorite ways I recommend to others is as a virtual assistant.
Which brings me to my guest on the show today - Kayla Sloan.
She is my former virtual assistant for Money Peach and today Kayla has moved away from doing virtual assistant work to actually helping others get started. Over the past few years, she has helped hundreds of people get started making real money working from home.
She also has a community of other virtual assistants from around the world who are helping each other find and land jobs that fit their skill set.
If you have ever wanted to or thought about working from home part-time (or full-time) on your schedule while making a great living, a virtual assistant job may be the perfect solution.
All the show notes and links can be found at https://www.moneypeach.com/session129.
You can also learn more about how Kayla can help you at https://www.moneypeach.com/tenkva
Thanks so much for listening and for supporting the show. If you have any questions, head on over to https://www.moneypeach.com/askpeach where you can leave a voice message from your phone or desktop.